MediShield Life Premiums
MediShield Life Premiums
MediShield Life premiums are structured in such a way where the need for future claims and reserves has already been factored for. As a national health insurance scheme, MediShield Life is meant to be self-sustaining, and created with the mission of not leaving any Singaporean citizen or Permanent Citizen behind due to the inability to pay for premiums.
MediShield Life gives peace of mind to your employees since affordability and costs become less of an issue for them and their families. Combined with an appropriate Integrated Shield Plan and other forms of personal insurance, MediShield Life constitutes an important pillar in the overall management of healthcare costs in your employee’s life.
An employee with less concerns and worries about healthcare affordability issues is a productive employee who will contribute positively to your bottom line. From the Human Resource standpoint, MediShield Life is a complement to your current group hospitalisation benefits. As every HR practitioner, business owner and employer knows, it is impossible to cover every employee’s medical needs unless you have an ever-expanding budget. With MediShield Life, long-term illnesses, which could not be placed within the group general insurance, are now covered. With all three factors coming together – a limiting budget, the wider coverage of MediShield Life, and the need for an effective group hospitalisation insurance – your group insurance can and should be reviewed so that it integrates well with MediShield Life. As a useful form of employee benefits, your group insurance should reduce the gaps and overlaps that it may now have with MediShield Life, and cover your employees efficiently. To find out more on how to integrate MediShield Life with your group hospitalisation benefits, contact us. |
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